123 My Street
					Mytown
					Mypostcode
					1 April 2000

Credit reference agency
Address
Postcode


Dear Sir/Madam

Your reference <your_ref>

Thank you for sending me my file, however the 
information on it about my debt to the <Anybank Credit
Company> is wrong.
The file shows that I did get into arrears on my loan
and they recorded a default.  I have now paid this off,
and enclose a letter from the company which confirms
this.  I trust you will make the necessary amendment.

I expect a reply within 28 days of your receipt of this
letter.  Please make it clear in your reply that you
acknowledge the debt has been paid and the information
you hold has been suitably amended.

Yours faithfully

<myname>